When a third-party driver is at fault, has no insurance or sufficient coverage they may choose to flee the scene hoping they will get away with it and its consequences. When drivers have already got several claims, they may worry that their insurance premiums will hit the roof. Or they may just not be good people. Whatever the reason, it is hard to deal with a hit and run case since you have very little information about who caused the damages. You can try and do your best to find the offender. First thing you should do is to get a police report. Take note of all the information available to you. You can take pictures and take notes of the damages. If you have seen the car hit yours you can write down its plate number, color, make and model. Often only the plate number will be enough to locate them. Claims Against Third Parties Motorists choose to buy Liability only policies because it is cheaper. Also, they may not think much about possible damages they may face. Comprehensive pol...
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